Pulled from builder marketing emails. Rates require the builder's preferred lender and are subject to change. See all current builder offers →
Select Ashton Woods Phoenix-area communities (none named in the email)
3.625% / 4.41% APR
TRUE 30-YEAR FIXED, FHA or VA loan required. Builder-funded forward commitment through a locked pool of funds; the rate holds constant for the full 30-year term with no step-up and no later adjustment. Conventional buyers do not get this rate.
Offer may have passed
Buyer incentive: Up to 100% of non-recurring closing costs paid, max $10,000, on select inventory / quick move-in homes. Many homes include a full appliance package.
Window: Rate expires 10/26/26 or earlier when the pool of funds is depleted. HARD CAP: "available for the next two home sales only at community" - first come, first serve. Primary residence only. Max loan amount and LTV restrictions apply but are not published. Not combinable with other incentives.
Requires builder's preferred lender · Verify before advising a client
Offer window may have passed — contact Clifford to check for a current version.
Skyline Village (San Tan Valley), Sunset Farms (Tolleson), Estrella Crossing (Laveen)
3.625%
TRUE 30-YEAR FIXED. FHA or VA loan required, 3.5% down, primary residence only. The rate holds for the full term with no step-up and no later adjustment.
Offer may have passed
Buyer incentive: Rate is the incentive. No closing-cost credit stated in the 9/4 sends.
Window: Rate expires 10/26/26 or when the pool of funds depletes. Capped at "the next two home sales only at community" - roughly six loans across the three communities.
Requires builder's preferred lender · Verify before advising a client
Offer window may have passed — contact Clifford to check for a current version.
Select Ashton Woods Phoenix-area communities. NO community named in the email text - "limited availability across the valley". Community tiles are image links only.
3.625% / 4.41% APR
TRUE 30-YEAR FIXED. Ashton Woods states it as: "30 year fixed rate is calculated at 3.625% rate (APR 4.41%)". The rate holds for the full term with no step-up and no later adjustment. BUT: FHA or VA loan REQUIRED - "Buyer must obtain an FHA/VA loan in order to qualify for the special financing rate."
Offer may have passed
Buyer incentive: None quantified in this send. Disclaimer references Ashton Woods incentives generically only. Not combinable with any other incentive.
Window: HARD CAP: rate is first come first serve and "available for the next two home sales only at community". Rate dies 10/26/2026 or earlier when the locked pool of funds is depleted. Max loan amount and LTV restrictions apply. Primary residence only.
Requires builder's preferred lender · Verify before advising a client
Offer window may have passed — contact Clifford to check for a current version.
Wales Ranch, San Tan Valley 85140
4.25% / 4.73% APR
TRUE 30-YEAR FIXED forward lock, FHA/VA
Offer may have passed
Buyer incentive: 50% off design options (up to $20,000 savings); 75% off homesite premiums (up to $22,500 savings)
Window: Priced 0.625% above the move-in-ready fixed - the premium for a Feb 2027 closing runway. APR varies with the home's price: Ashton Woods' 9/15/26 fine print quotes 4.5% APR on a $500,000 example, while the 9/10 materials quote 4.73%. The higher figure is shown here.
Requires builder's preferred lender · Verify before advising a client
Offer window may have passed — contact Clifford to check for a current version.
Stonebridge Manor, Waddell 85355
4.25% / 4.73% APR
TRUE 30-YEAR FIXED forward lock, FHA/VA
Offer may have passed
Buyer incentive: 75% off design options (up to $30,000 savings); 50% off homesite premiums (up to $27,000 savings)
Window: Design-option discount here is richer than Wales Ranch (75% vs 50%). APR varies with the home's price: Ashton Woods' 9/15/26 fine print quotes 4.5% APR on a $500,000 example, while the 9/10 materials quote 4.73%. The higher figure is shown here.
Requires builder's preferred lender · Verify before advising a client
Offer window may have passed — contact Clifford to check for a current version.
Aloravita, Peoria 85383. Fine print extends it to "select Ashton Woods Phoenix area communities".
4.99% / 5.0% APR
TRUE 30-YEAR FIXED, conventional loan. The rate holds constant for the full 30-year term - it does not step up after an introductory period and it never adjusts. Ashton Woods states the fine print as a 30-year fixed rate calculated at 4.99% (5% APR).
Offer may have passed
Buyer incentive: Up to 50% off design options at The Studio by Ashton Woods, applied to the first $80,000 of spend (up to $40,000 in savings). Up to 50% off homesite premiums.
Window: Rate pool expires 10/20/2026, or sooner if the funds are used up - the fine print limits it to "the next two home sales only at community" on a first-come basis. This is the conventional-loan counterpart to the 4.25% offer, which is FHA/VA only.
Requires builder's preferred lender · Verify before advising a client
Offer window may have passed — contact Clifford to check for a current version.
Move-in ready "home of the week" homes, Ashton Woods Phoenix-area communities. No community named in the email; the sales counselor holds the list.
3.625% / 4.361% APR
TRUE 30-YEAR FIXED, FHA or VA loan required. Ashton Woods states it as a 30-year FHA/VA fixed rate mortgage at 3.625% (4.361% APR) with 3.5% down. The rate holds for the full 30-year term with no step-up and no later adjustment.
Offer may have passed
Buyer incentive: Rate only. No closing-cost credit, options discount, lot-premium discount or appliance package in this send. Incentives expressly not combinable with any other offer.
Window: Ashton Woods has locked a fixed rate for a pool of funds through Velocio. Rate lasts until the pool depletes. HARD CAP: first come, first serve. Applies to the designated "home of the week" only. Separately the same email offers up to $30,000 in AW incentives on move-in-ready homes.
Requires builder's preferred lender · Verify before advising a client
Offer window may have passed — contact Clifford to check for a current version.
Phoenix metro AW Collections communities. No specific community named.
4.25% / 4.73% APR
TRUE 30-YEAR FIXED with an extended lock held through construction. FHA or VA only, min 640 FICO, 3.5% down, primary residence.
Offer may have passed
Buyer incentive: Up to 75% off design options (max $30,000 off $40,000 of non-structural options) and up to 50% off homesite premiums (up to $27,000). NOTE: the email contradicts itself, saying 50% in the body and 75% in the footnote on homesite premiums.
Window: Same limited funding pool, first come first serve. No lock expiration date published.
Requires builder's preferred lender · Verify before advising a client
Offer window may have passed — contact Clifford to check for a current version.
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