Pulled from builder marketing emails. Rates require the builder's preferred lender and are subject to change. See all current builder offers →
Select Ashton Woods Phoenix-area communities (none named in the email)
3.625% / 4.41% APR
30-yr FIXED - true permanent fixed, NOT a buydown and NOT an ARM. Builder-funded forward commitment through a locked pool of funds. FHA or VA loan REQUIRED - conventional buyers do not get this rate.
Active
Buyer incentive: Up to 100% of non-recurring closing costs paid, max $10,000, on select inventory / quick move-in homes. Many homes include a full appliance package.
Window: Rate expires 10/26/26 or earlier when the pool of funds is depleted. HARD CAP: "available for the next two home sales only at community" - first come, first serve. Primary residence only. Max loan amount and LTV restrictions apply but are not published. Not combinable with other incentives.
Requires builder's preferred lender · Verify before advising a client
Select Ashton Woods Phoenix-area communities (not named in the email)
3.99% / 4.4% APR
30-yr FIXED - true fixed, not a buydown or ARM. FHA or VA loan REQUIRED.
Active
Buyer incentive: Up to 75% off homesite premiums (varies by homesite); up to 75% off design options and floorplan features, capped at $30,000 off $40,000 of non-structural options on to-be-built AW Collections homes; AW Collection designer finish package included. Not combinable with any other offer.
Window: Rate expires 9/24/26 or earlier when the locked pool of funds is depleted. Available for the NEXT TWO HOME SALES ONLY at community, first come first serve. Primary residence only.
Requires builder's preferred lender · Verify before advising a client
Communities across Phoenix (not named)
Not quoted in text
FHA loan with 3.5% down payment assistance
Active
Buyer incentive: Up to 100% financing / $0 down; no income cap stated
Window: Rate and price appear only in the header image and on the landing page. See Follow-ups.
Requires builder's preferred lender · Verify before advising a client
Sunset Farms, Tolleson
3.49% / 4.335% APR
30-yr FIXED - true fixed, NOT a buydown or ARM. FHA or VA loan required.
Offer may have passed
Buyer incentive: $7,000 non-recurring closing costs; $18,300 Ashton Woods incentives
Window: Rate runs off a locked pool of funds; expires 10/26/26 or when the pool is depleted. First come first serve, next two sales at community only.
Requires builder's preferred lender · Verify before advising a client
Offer window may have passed — contact Clifford to check for a current version.
Select Ashton Woods Phoenix-area communities (not named in the email)
3.625% / 4.41% APR
30-yr FIXED - true fixed, NOT a buydown or ARM. FHA or VA loan required.
Offer may have passed
Buyer incentive: Headline says up to 100% of closing costs; fine print caps it at $10,000 non-recurring. Many homes include a full appliance package.
Window: Rate expires 10/26/26 or when the locked pool is depleted. Limited to the next two home sales at each community.
Requires builder's preferred lender · Verify before advising a client
Offer window may have passed — contact Clifford to check for a current version.
Madera (Queen Creek), Aloravita (Peoria)
3.75%
CONVENTIONAL 7/6 ARM, NOT A FIXED RATE. Fixed 84 months, then adjusts every 6 months (CMT + 2.00 margin), 1% per adjustment cap, 8.75% lifetime cap. 10% down and 740 FICO required.
Offer may have passed
Buyer incentive: $15,000 closing costs at Madera / $10,000 at Aloravita, non-recurring only
Window: No rate-lock date published. Rate available only until the pool of funds is depleted, first come first serve.
Requires builder's preferred lender · Verify before advising a client
Offer window may have passed — contact Clifford to check for a current version.
Clifford Wong